diff --git a/packages/keyring-api/CHANGELOG.md b/packages/keyring-api/CHANGELOG.md
index bb2aaf599..880e81834 100644
--- a/packages/keyring-api/CHANGELOG.md
+++ b/packages/keyring-api/CHANGELOG.md
@@ -11,6 +11,8 @@ and this project adheres to [Semantic Versioning](https://semver.org/spec/v2.0.0
 
 - Add `EthAddressStrictStruct` struct and `EthAddressStrict` types ([#465](https://github.com/MetaMask/accounts/pull/465))
   - This is a stricter variant of `EthAddressStruct` which uses `Hex` instead of `string` for its inferred type.
+- Add `assertCreateAccountOptionIsSupported` helper ([#464](https://github.com/MetaMask/accounts/pull/464))
+  - This helper can be used to implement `createAccounts` and narrow down the `options` to the supported types (based on the keyring capabilities).
 
 ### Changed
 
diff --git a/packages/keyring-api/src/api/v2/create-account/index.test.ts b/packages/keyring-api/src/api/v2/create-account/index.test.ts
index e5228ad06..69ce5c93f 100644
--- a/packages/keyring-api/src/api/v2/create-account/index.test.ts
+++ b/packages/keyring-api/src/api/v2/create-account/index.test.ts
@@ -1,6 +1,12 @@
 import { assert, is } from '@metamask/superstruct';
 
-import { AccountCreationType, CreateAccountOptionsStruct } from '.';
+import {
+  AccountCreationType,
+  assertCreateAccountOptionIsSupported,
+  CreateAccountOptionsStruct,
+  type CreateAccountBip44DeriveIndexOptions,
+  type CreateAccountOptions,
+} from '.';
 
 describe('CreateAccountOptionsStruct', () => {
   describe('valid account creation types', () => {
@@ -195,3 +201,222 @@ describe('CreateAccountOptionsStruct', () => {
     });
   });
 });
+
+describe('assertCreateAccountOptionIsSupported', () => {
+  describe('when type is supported', () => {
+    it('does not throw when type is in supportedTypes array', () => {
+      const options = {
+        type: AccountCreationType.Bip44DerivePath,
+        entropySource: 'user-input',
+        derivationPath: "m/44'/0'/0'/0/0",
+      } as CreateAccountOptions;
+      const supportedTypes = [
+        AccountCreationType.Bip44DerivePath,
+        AccountCreationType.Bip44DeriveIndex,
+      ];
+
+      expect(() =>
+        assertCreateAccountOptionIsSupported(options, supportedTypes),
+      ).not.toThrow();
+    });
+
+    it('does not throw when type is the only supported type', () => {
+      const options = {
+        type: AccountCreationType.PrivateKeyImport,
+        privateKey: '0x1234567890abcdef',
+        encoding: 'hexadecimal',
+      } as CreateAccountOptions;
+      const supportedTypes = [AccountCreationType.PrivateKeyImport];
+
+      expect(() =>
+        assertCreateAccountOptionIsSupported(options, supportedTypes),
+      ).not.toThrow();
+    });
+
+    it('does not throw when all types are supported', () => {
+      const options = {
+        type: AccountCreationType.Custom,
+        scope: 'scope',
+      } as CreateAccountOptions;
+      const supportedTypes = [
+        AccountCreationType.Bip44DerivePath,
+        AccountCreationType.Bip44DeriveIndex,
+        AccountCreationType.Bip44DeriveIndexRange,
+        AccountCreationType.Bip44Discover,
+        AccountCreationType.PrivateKeyImport,
+        AccountCreationType.Custom,
+      ];
+
+      expect(() =>
+        assertCreateAccountOptionIsSupported(options, supportedTypes),
+      ).not.toThrow();
+    });
+
+    it('does not throw for each supported BIP-44 type', () => {
+      const supportedTypes = [
+        AccountCreationType.Bip44DerivePath,
+        AccountCreationType.Bip44DeriveIndex,
+        AccountCreationType.Bip44DeriveIndexRange,
+        AccountCreationType.Bip44Discover,
+      ];
+
+      const optionsMap: Record<AccountCreationType, CreateAccountOptions> = {
+        [AccountCreationType.Bip44DerivePath]: {
+          type: AccountCreationType.Bip44DerivePath,
+          entropySource: 'user-input',
+          derivationPath: "m/44'/0'/0'/0/0",
+        },
+        [AccountCreationType.Bip44DeriveIndex]: {
+          type: AccountCreationType.Bip44DeriveIndex,
+          entropySource: 'user-input',
+          groupIndex: 0,
+        },
+        [AccountCreationType.Bip44DeriveIndexRange]: {
+          type: AccountCreationType.Bip44DeriveIndexRange,
+          entropySource: 'user-input',
+          range: {
+            from: 0,
+            to: 1,
+          },
+        },
+        [AccountCreationType.Bip44Discover]: {
+          type: AccountCreationType.Bip44Discover,
+          entropySource: 'user-input',
+          groupIndex: 0,
+        },
+        [AccountCreationType.PrivateKeyImport]: {
+          type: AccountCreationType.PrivateKeyImport,
+          privateKey: '0x1234567890abcdef',
+          encoding: 'hexadecimal',
+        },
+        [AccountCreationType.Custom]: {
+          type: AccountCreationType.Custom,
+          // FIXME: We cannot use custom fields currently with `CreateAccountOptions` type.
+          // We need to define a struct manually to open up the type for custom options to
+          // allow additional fields.
+        },
+      };
+
+      supportedTypes.forEach((type) => {
+        expect(() =>
+          assertCreateAccountOptionIsSupported(
+            optionsMap[type],
+            supportedTypes,
+          ),
+        ).not.toThrow();
+      });
+    });
+  });
+
+  describe('when type is not supported', () => {
+    it('throws error with correct message when type is not in supportedTypes', () => {
+      const options = {
+        type: AccountCreationType.Custom,
+        scope: 'scope',
+      } as CreateAccountOptions;
+      const supportedTypes = [
+        AccountCreationType.Bip44DerivePath,
+        AccountCreationType.Bip44DeriveIndex,
+      ];
+
+      expect(() =>
+        assertCreateAccountOptionIsSupported(options, supportedTypes),
+      ).toThrow('Unsupported create account option type: custom');
+    });
+
+    it('throws error when supportedTypes is empty', () => {
+      const options = {
+        type: AccountCreationType.Bip44DerivePath,
+        entropySource: 'user-input',
+        derivationPath: "m/44'/0'/0'/0/0",
+      } as CreateAccountOptions;
+      const supportedTypes: AccountCreationType[] = [];
+
+      expect(() =>
+        assertCreateAccountOptionIsSupported(options, supportedTypes),
+      ).toThrow('Unsupported create account option type: bip44:derive-path');
+    });
+
+    it('throws error for PrivateKeyImport when only BIP-44 types are supported', () => {
+      const options = {
+        type: AccountCreationType.PrivateKeyImport,
+        privateKey: '0x1234567890abcdef',
+        encoding: 'hexadecimal',
+      } as CreateAccountOptions;
+      const supportedTypes = [
+        AccountCreationType.Bip44DerivePath,
+        AccountCreationType.Bip44DeriveIndex,
+      ];
+
+      expect(() =>
+        assertCreateAccountOptionIsSupported(options, supportedTypes),
+      ).toThrow('Unsupported create account option type: private-key:import');
+    });
+
+    it('throws error for Bip44Discover when not in supportedTypes', () => {
+      const options = {
+        type: AccountCreationType.Bip44Discover,
+        entropySource: 'user-input',
+        groupIndex: 0,
+      } as CreateAccountOptions;
+      const supportedTypes = [
+        AccountCreationType.Bip44DerivePath,
+        AccountCreationType.Custom,
+      ];
+
+      expect(() =>
+        assertCreateAccountOptionIsSupported(options, supportedTypes),
+      ).toThrow('Unsupported create account option type: bip44:discover');
+    });
+
+    it('includes the unsupported type value in error message', () => {
+      const options = {
+        type: AccountCreationType.Bip44DeriveIndexRange,
+        entropySource: 'user-input',
+        range: {
+          from: 0,
+          to: 1,
+        },
+      } as CreateAccountOptions;
+      const supportedTypes = [AccountCreationType.PrivateKeyImport];
+
+      expect(() =>
+        assertCreateAccountOptionIsSupported(options, supportedTypes),
+      ).toThrow(/bip44:derive-index-range/u);
+    });
+  });
+
+  describe('type narrowing behavior', () => {
+    it('narrows type correctly after assertion passes', () => {
+      const options = {
+        type: AccountCreationType.Bip44DerivePath,
+        entropySource: 'user-input',
+        derivationPath: "m/44'/0'/0'/0/0",
+      } as CreateAccountOptions;
+      const supportedTypes = [
+        `${AccountCreationType.Bip44DerivePath}`,
+      ] as const;
+
+      assertCreateAccountOptionIsSupported(options, supportedTypes);
+
+      // After the assertion, TypeScript should narrow the type.
+      const narrowedType: (typeof supportedTypes)[number] = options.type; // Compile-time check.
+      expect(narrowedType).toBe(AccountCreationType.Bip44DerivePath);
+    });
+
+    it('narrows CreateAccountOptions type based on supported type', () => {
+      const options = {
+        type: AccountCreationType.Bip44DeriveIndex,
+        entropySource: 'mock-entropy-source',
+        groupIndex: 0,
+      } as CreateAccountOptions;
+
+      const supportedTypes = [AccountCreationType.Bip44DeriveIndex] as const;
+      assertCreateAccountOptionIsSupported(options, supportedTypes);
+
+      // After assertion, options should be narrowed to CreateAccountBip44DeriveIndexOptions
+      const narrowedOptions: CreateAccountBip44DeriveIndexOptions = options; // Compile-time check.
+      expect(narrowedOptions.type).toBe(AccountCreationType.Bip44DeriveIndex);
+    });
+  });
+});
diff --git a/packages/keyring-api/src/api/v2/create-account/index.ts b/packages/keyring-api/src/api/v2/create-account/index.ts
index e37c7b8aa..767e43d9c 100644
--- a/packages/keyring-api/src/api/v2/create-account/index.ts
+++ b/packages/keyring-api/src/api/v2/create-account/index.ts
@@ -92,3 +92,46 @@ export const CreateAccountOptionsStruct = selectiveUnion((value: any) => {
  * Represents the available options for creating a new account.
  */
 export type CreateAccountOptions = Infer<typeof CreateAccountOptionsStruct>;
+
+/**
+ * Asserts that a given create account option type is supported by the keyring.
+ *
+ * @example
+ * ```ts
+ * createAccounts(options: CreateAccountOptions) {
+ *   assertCreateAccountOptionIsSupported(options, [
+ *     ${AccountCreationType.Bip44DeriveIndex},
+ *     ${AccountCreationType.Bip44DeriveIndexRange},
+ *   ] as const);
+ *
+ *   // At this point, TypeScript knows that options.type is either Bip44DeriveIndex or Bip44DeriveIndexRange.
+ *   if (options.type === AccountCreationType.Bip44DeriveIndex) {
+ *     ... // Handle Bip44DeriveIndex case.
+ *   } else {
+ *     ... // Handle Bip44DeriveIndexRange case.
+ *   }
+ *   ...
+ *   return accounts;
+ * }
+ * ```
+ *
+ * @param options - The create account option object to check.
+ * @param supportedTypes - The list of supported create account option types for this keyring.
+ * @throws Will throw an error if the provided options are not supported.
+ */
+export function assertCreateAccountOptionIsSupported<
+  Options extends CreateAccountOptions,
+  // We use template literal types to enforce string-literal over strict enum values.
+  Type extends `${CreateAccountOptions['type']}`,
+>(
+  options: Options,
+  supportedTypes: readonly `${Type}`[],
+  // Use intersection to avoid widening `type` beyond `Options['type']`.
+): asserts options is Options & { type: `${Type}` & `${Options['type']}` } {
+  const { type } = options;
+  const types: readonly CreateAccountOptions['type'][] = supportedTypes;
+
+  if (!types.includes(type)) {
+    throw new Error(`Unsupported create account option type: ${type}`);
+  }
+}