env.example

# Application Settings
PROJECT_NAME=FinTech Platform
DEBUG=false
ENVIRONMENT=production

# Security
SECRET_KEY=change-this-to-a-random-secret-key-min-32-chars
ENCRYPTION_KEY=change-this-to-32-byte-encryption-key
ALGORITHM=HS256
ACCESS_TOKEN_EXPIRE_MINUTES=30
REFRESH_TOKEN_EXPIRE_DAYS=7

# Database
DATABASE_URL=postgresql+asyncpg://postgres:postgres@localhost:5432/fintech_db
DATABASE_POOL_SIZE=20
DATABASE_MAX_OVERFLOW=10

# Redis
REDIS_URL=redis://localhost:6379/0
REDIS_SESSION_TTL=3600

# CORS
ALLOWED_ORIGINS=["http://localhost:3000","http://localhost:8000"]

# MFA
MFA_ISSUER_NAME=FinTech Platform
MFA_REQUIRED_FOR_ADMIN=true

# POPIA Compliance
DATA_RETENTION_DAYS=2555
AUDIT_LOG_RETENTION_DAYS=2555
ENABLE_AUDIT_LOGGING=true
ENABLE_DATA_MINIMIZATION=true

# Cloud Provider (for accountability)
CLOUD_PROVIDER=aws
REGION=us-east-1
AVAILABILITY_ZONES=["us-east-1a","us-east-1b","us-east-1c"]

# Logging
LOG_LEVEL=INFO
LOG_FORMAT=json

# Monitoring
ENABLE_METRICS=true
METRICS_PORT=9090