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Add card titles. Add a blurb again. Make the site less minimalist generally #2

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Merged
28raining merged 2 commits into from
Jan 22, 2026
Merged

Add card titles. Add a blurb again. Make the site less minimalist generally #2

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fde58d8
add box descriptions to make the site a bit less intimidating
28raining Jan 19, 2026
aedcb8c
add an intro
28raining Jan 19, 2026
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4 changes: 4 additions & 0 deletions src/App.jsx
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Original file line number Diff line number Diff line change
Expand Up @@ -569,6 +569,10 @@ function App() {
</Modal>
</nav>
<div className="container-xxl py-3 rounded">
<p className="mb-3 text-muted" style={{ fontSize: "0.95rem", lineHeight: "1.5" }}>
<strong>This really is the best mortgage calculator!</strong> Choose a fixed monthly payment or choose a house price. Add household expenses,
repeating overpayments, recast mortgages, even account for inflation. Then download it to a spreadsheet or share the URL.
</p>
<ModeToggle chosenInput={chosenInput} displayState={displayState} valid={valid} flash={flash} userInput={userInput} updateUserInput={updateUserInput} />

<div className="row mx-0">
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8 changes: 7 additions & 1 deletion src/EventsForm.jsx
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Expand Up @@ -110,7 +110,7 @@ function EventsForm({ loanMonths, loanRes, loanEvent, setLoanEvent, monthlyPayme
}

return (
<div className="row shadow-sm border rounded py-2 mx-0" key="row0" style={{ backgroundColor: "white" }}>
<div className="row shadow-sm border rounded pb-2 mx-0" key="row0" style={{ backgroundColor: "white" }}>
<ToastContainer position="top-end" className="pt-4">
<Toast show={showEventToast} onClose={() => setShowEventToast(false)} delay={3000} autohide bg="info">
<Toast.Header>
Expand All @@ -120,6 +120,12 @@ function EventsForm({ loanMonths, loanRes, loanEvent, setLoanEvent, monthlyPayme
</Toast>
</ToastContainer>

<div className="col-12 text-center py-1">
<small>
<i>Mortgage events</i>
</small>
</div>

<div className="col-12" key="col0">
<div className="row">
<div className="col-12" key="col1">
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63 changes: 39 additions & 24 deletions src/LoanForm.jsx
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Expand Up @@ -90,7 +90,12 @@ function LoanForm({ displayState, flash, updateUserInput, valid }) {

return (
<div>
<div className="row shadow-sm border rounded mb-3 py-2 mx-0" style={{ backgroundColor: "white" }}>
<div className="row shadow-sm border rounded pb-2 mb-3 mx-0" style={{ backgroundColor: "white" }}>
<div className="col-12 text-center py-1">
<small>
<i>Mortgage Details</i>
</small>
</div>
<div className="col-12">
<label>Down Payment</label>
<div className="input-group mb-1">
Expand Down Expand Up @@ -186,30 +191,40 @@ function LoanForm({ displayState, flash, updateUserInput, valid }) {
</div>
</div>

<div className="row shadow-sm border rounded py-2 mx-0" style={{ backgroundColor: "white" }}>
<div className="col-12 d-flex align-items-end justify-content-end">
<button
type="button"
className="btn btn-link py-0"
onClick={() => {
updateUserInput("propertyTaxUnit", 2);
updateUserInput("hoaUnit", 1);
updateUserInput("pmiUnit", 4);
updateUserInput("utilitiesUnit", 1);
updateUserInput("maintenanceUnit", 1);
updateUserInput("insuranceUnit", 0);
<div className="row shadow-sm border rounded pb-2 mx-0" style={{ backgroundColor: "white" }}>
<div className="col-12 py-1">
<div className="d-flex align-items-center justify-content-between flex-wrap">
<div className="order-2 order-md-1 flex-grow-1 d-md-block d-none"></div>
<div className="order-1 order-md-2 text-center flex-grow-1">
<small>
<i>Household expenses</i>
</small>
</div>
<div className="order-3 order-md-3 text-end">
<button
type="button"
className="btn btn-link py-0"
onClick={() => {
updateUserInput("propertyTaxUnit", 2);
updateUserInput("hoaUnit", 1);
updateUserInput("pmiUnit", 4);
updateUserInput("utilitiesUnit", 1);
updateUserInput("maintenanceUnit", 1);
updateUserInput("insuranceUnit", 0);

updateUserInput("propertyTax", "1.00");
updateUserInput("hoa", "300");
if (displayState["downPayPercent"] < 20) updateUserInput("pmi", "1.5");
else updateUserInput("pmi", "0");
updateUserInput("utilities", "120");
updateUserInput("maintenance", "300");
updateUserInput("insurance", "1000");
}}
>
Populate with estimates
</button>
updateUserInput("propertyTax", "1.00");
updateUserInput("hoa", "300");
if (displayState["downPayPercent"] < 20) updateUserInput("pmi", "1.5");
else updateUserInput("pmi", "0");
updateUserInput("utilities", "120");
updateUserInput("maintenance", "300");
updateUserInput("insurance", "1000");
}}
>
Populate with estimates
</button>
</div>
</div>
</div>
<div className="col-xxl-4 col-sm-6 col-12">
<label>Property Tax</label>
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7 changes: 6 additions & 1 deletion src/LoanPlot.jsx
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Expand Up @@ -249,7 +249,12 @@ function LoanPlot({ maxMonthly, loanRes, loanMonths, propertyTax, hoa, pmi, util
};

return (
<div className="row shadow-sm border rounded mb-3 py-1 mx-2 px-1" style={{ backgroundColor: "white" }}>
<div className="row shadow-sm border rounded pb-1 mb-3 mx-2 px-1" style={{ backgroundColor: "white" }}>
<div className="col-12 text-center py-1">
<small>
<i>Graph showing payment breakdown over time</i>
</small>
</div>
<div className="col-12 px-0">
<div className="plotHeight">
<Chart type="bar" data={data} options={options} />
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6 changes: 5 additions & 1 deletion src/Rent.jsx
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Expand Up @@ -90,8 +90,12 @@ function Rent({ loanMonths, inflation, downPayment, equity, homeVal, monthlyPaym
// Render chart with explanatory paragraph
return (
<>
<div className="col-12 text-center py-1">
<small>
<i>Instead of buying a home, what if that money was invested in the stock market?</i>
</small>
</div>
<div className="col-12">
<h5 className="my-2"> Instead of buying a home, what if that money was invested in the stock market?</h5>
<ul>
<li>Invested the down payment of {cashFormat(downPayment)}</li>
<li>
Expand Down