📈 FLOW FUND (for AcadFlip Hackathon) 📊

Empowering India's MSME Ecosystem

Features • Demo • READ ME PDF • Tech Stack • Team

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🎯 The Problem

India's 63 million MSMEs face a staggering ₹30 lakh crore credit gap. Here's why:

• 🏦 85% operate outside the formal financial system
• 📚 Severe financial literacy gaps
• 🗂️ Information scattered across 10,000+ schemes
• 📝 Complex application processes
• 💸 Limited access to capital

A small business owner in Chennai may qualify for PMEGP, MUDRA loans, and state schemes but has no unified platform to discover and apply for them.

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💡 The Solution

Flow Fund is a Flutter-powered mobile application that serves as a unified financial discovery platform for India's MSME ecosystem. We're building a two-sided marketplace that connects MSMEs with funding opportunities.

✨ Features

🏢 For MSME Business Owners Quick Discovery: Enter just 3 fields to see funding opportunities Smart Matching: Personalized results across three categories: 🏛️ Government Schemes (PMEGP, MUDRA) 🏦 Bank Loans (50+ banks with interest comparisons) 📍 Local Opportunities (district/state programs) Simplified Applications: Pre-filled PDF applications Progress Tracking: Reference IDs and deep-links to official portals

💼 For Investors (Coming Soon) Risk Assessment: 1-10 scale scoring system Smart Matching: AI-powered MSME recommendations Portfolio Management: Track investments Compliance: RBI P2P compliant platform

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📱 Demo

Mobile Screenshots

Home Screen

Business Profile

Funding Results

Development Done via Android Studio

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🛠️ Tech Stack

Layer	Technology
📱 Frontend	Flutter 3.x (Cross-platform iOS/Android)
🏗️ Architecture	MVVM with Provider State Management
☁️ Backend	Firebase (Authentication, Firestore, Cloud Functions)
🗄️ Local Storage	SQLite
📄 PDF Generation	pdf package
🌐 API Calls	dio
🔐 Security	AES-256, HTTPS/TLS, JWT, RBI P2P Compliance
🚀 CI/CD	GitHub Actions
📦 Deployment	Google Play Store & Apple App Store

Key Algorithms

• 🧮 Rule-based Eligibility Scoring: Matches MSMEs with suitable schemes
• ⚠️ Risk Assessment: 1-10 scale scoring system
• 🤝 Collaborative Filtering: Investor-MSME matching algorithm

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🚀 Getting Started

Prerequisites

flutter --version  # Flutter 3.x required
dart --version     # Dart 3.x

Installation

1. Clone the repository

   git clone https://github.com/yourusername/flow-fund.git
   cd flow-fund

2. Install dependencies

   flutter pub get

3. Configure Firebase

   • Add your google-services.json (Android)
   • Add your GoogleService-Info.plist (iOS)

4. Run the app

   flutter run

Building for Production

# Android
flutter build apk --release

# iOS
flutter build ios --release

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📊 Current Status

✅ MVP Stage (Hackathon Demo)

What's Working:

• ✔️ Cross-platform app on Android/iOS
• ✔️ User registration and login
• ✔️ Business profiling with validation
• ✔️ Personalized results dashboard
• ✔️ Investment cards
• ✔️ Comparison tools
• ✔️ Wishlist functionality
• ✔️ 10-15 dummy businesses/schemes
• ✔️ Basic matching algorithm

Current Limitations:

• ⚠️ No live government APIs (using static data)
• ⚠️ Self-reported credit scores
• ⚠️ Simplified risk scoring

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🗺️ Roadmap

Phase 1: Foundation (Current) MVP Development Basic UI/UX User Authentication Firebase Integration SQLite Implementation	Phase 2: Enhancement Live Government API Integration Advanced Risk Scoring Credit Bureau Integration Multi-language Support Investor Portal
Phase 3: Scale AI-powered Recommendations Video KYC Digital Lending License Pan-India Expansion 1 Million Users	Phase 4: Ecosystem Fintech Partnerships Accounting Integration Business Analytics Mentorship Programs Community Features

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🎯 Impact & Vision

Flow Fund is committed to bridging the financial literacy gap for 40 million underserved MSMEs in tier 2-4 cities and rural areas.

Impact Area	Goal
🏪 MSMEs Served	1 Million+ by 2026
💼 Jobs Created	500,000+ indirect jobs
💰 Capital Enabled	₹10,000 Crore+
📍 Geographic Reach	All 28 States & 8 UTs

Alignment with National Missions

• 🇮🇳 Digital India: Digital-first financial inclusion
• 💪 Atmanirbhar Bharat: Empowering self-reliance
• 🎯 Startup India: Supporting entrepreneurship

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👥 Team

Role	Name	Contact
👨‍💻 Team Leader	Abhilash Pattnaik B.Tech CSE Core	📧 pixel.abhilash@gmail.com 📱 +91 9426865978
🎨 Frontend Developer	Saovik Ruhidas B.Tech CSE BDA	📧 souvikdas8426@gmail.com 📱 +91 9444359046
⚙️ Backend Developer	Sanjay Ganesh B.Tech CSE AIML	📧 sgbarade@gmail.com 📱 +91 7505224908
🔧 Project Manager	Ashutosh Shukla B.Tech CSE AIML	📧 ashuu11255@gmail.com 📱 +91 7069513055

Institution: Institute of Science and Technology, SRM Ramapuram

Hackathon Details

• Domain ID: DOM_a4b3e3900848476b
• Problem Statement: 9.2 MSME-Focused Instant Working Capital Marketplace
• Problem Statement ID: PST_7c4de1790ad24ae7

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🤝 Contributing

We welcome contributions from the community! Please read our Contributing Guidelines before submitting PRs.

1. Fork the repository
2. Create your feature branch (git checkout -b feature/AmazingFeature)
3. Commit your changes (git commit -m 'Add some AmazingFeature')
4. Push to the branch (git push origin feature/AmazingFeature)
5. Open a Pull Request

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📞 Contact

Project Leader: Abhilash Pattnaik

📧 Email: pixel.abhilash@gmail.com
📱 Phone: +91 9426865978
🏢 Institution: Institute of Science and Technology, SRM Ramapuram

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⭐ Star us on GitHub — it motivates us a lot!

Made with ❤️ for India's MSMEs

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