CredVibe is an ML credit scorecard system achieving 95%+ default recall with explainable predictions for loan risk assessment. Features KS/Gini validation, Optuna tuning, FastAPI + Streamlit deployment. Generates CIBIL-like scores, and converts to business rules for BRE integration.
machine-learning fintech logistic-regression credit-scoring nbfc loan-default-prediction credit-score credit-risk explainable-ai credit-risk-assessment vif mlflow woe-and-iv fastapi optuna gini-coefficient streamlit smote-tomek ks-statistic
-
Updated
Feb 19, 2026 - Python